Terms of Use

Introduction

These Terms of Use govern your access to and use of the website operated by S&H Management (“we,” “our,” or “us”). By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use this website.

This website is intended to provide general information about S&H Management, our philosophy, and the services we offer. It does not constitute financial, investment, legal, or tax advice.

Use of Website Content

All content on this website is provided for informational purposes only. While we make reasonable efforts to ensure that information is accurate and up to date, we make no representations or warranties as to its completeness, accuracy, or reliability.

You may view, download, and print content from this website for your personal, non-commercial use only, provided that all copyright and proprietary notices are retained. You may not reproduce, distribute, modify, transmit, or otherwise use any content for commercial purposes without our prior written consent.

No Offer or Solicitation

Nothing on this website constitutes or should be construed as an offer, solicitation, or recommendation to buy or sell any financial instrument, investment product, or service, or to engage in any investment strategy.

The availability of products and services described on this website may be subject to jurisdictional restrictions. Not all services are available in all jurisdictions, and this website is not directed to any person in any jurisdiction where its use would be contrary to local laws or regulations.

No Investment Advice

Information provided on this website is general in nature and does not take into account your individual financial situation, objectives, or needs. Any investment decisions should be made based on your own assessment and, where appropriate, with the advice of qualified professional advisors.

Past performance, if referenced, is not indicative of future results. Investment values may fluctuate, and investors may lose some or all of their invested capital.

Risk Disclosure

All investments involve risk, including the potential loss of principal. Market conditions, economic factors, currency movements, and other variables may affect investment outcomes. You should carefully consider risks before making any investment decisions.

Intellectual Property

All content on this website, including text, graphics, logos, images, and design elements, is the property of S&H Management or its licensors and is protected by applicable intellectual property laws. Unauthorized use of this content is prohibited.

Third-Party Links

This website may contain links to third-party websites for convenience or informational purposes. S&H Management does not control, endorse, or assume responsibility for the content, security, or practices of any third-party websites. Accessing third-party sites is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, S&H Management shall not be liable for any direct, indirect, incidental, consequential, or other damages arising out of or in connection with your use of, or inability to use, this website or any information contained herein.

This includes, without limitation, damages resulting from errors, omissions, interruptions, delays, viruses, or loss of data.

No Client Relationship

Your use of this website does not create a client, advisory, fiduciary, or professional relationship between you and S&H Management. Any such relationship will arise only through a written agreement executed by both parties.

Privacy

Your use of this website is also subject to our Privacy Policy, which explains how we collect, use, and protect personal information. Please review the Privacy Policy for more details.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of Japan, without regard to conflict of law principles.

Changes to These Terms

S&H Management reserves the right to modify or update these Terms of Use at any time without prior notice. Changes will become effective upon posting to this website. Your continued use of the website constitutes acceptance of the revised terms.

Contact Information

If you have any questions regarding these Terms of Use or the use of this website, please contact S&H Management through the contact information provided on this website.

Last updated: August 2025

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